I don’t know about you, but I always found these commercials to be very clever and real catchy. That is, until I actually tried to get my free report. What I found was actually a bare-bones report and then a huge plug for a service with a monthly fee. Apparently, I’m not the only one. The FTC is making the company behind the website display a huge disclaimer about where to get a truly detailed credit report for free. Hopefully, the commercials will still remain entertaining.